Hard Money Lenders Orange County
Hard Money Go was created to meet the needs of real estate investors, property owners, and developers by providing them the financing needed to refinance their existing properties or get a hard money purchase loan for a purchase.
Our team of real estate and finance experts have everything needed to fund your deal in record time. We are a direct hard money lender in Orange County with a loan fund of over $1 billion dollars and the team to process loans in the most efficient manner. Our loan experts have over 30 years experience funding even the toughest of transactions.
We recognize the importance of financing in a real estate transaction and take this seriously which is why from first call all the way through closing we are here for you every step of the way. Whether it is a simple transaction, or one where our team needs to be more hands on, we are here to service your loan request. We value our relationships including those with borrowers and investors and we do everything to give value to everyone we work with.
Our Loan Process
At Hard Money Go we make the process of getting approved for your hard money loan as easy as possible. Simply fill out our loan application form with basic details and someone from our team will get back to you within 24 hours. After calling, our team will research the property, the specifics of the request, and the borrower’s equity or down payment and issue a loan approval within 2 business days.
Unlike other lenders who may say they can do something, with us we put it in writing, for you, this means the comfort of knowing your loan file is our priority. In fact, you will have one dedicated loan specialist that will walk you through the whole process from beginning to end. As long as all the information provided is accurate and up to date, our loan approval will stand and your loan will be funded in as little as 3 business days.
Examples of Orange County Hard Money Loans
Situation: The applicant wanted to take cash out from the equity in his property to be able to purchase a new investment property. Before applying, the applicant asked our firm if it was possible to get the funds closed within 3 weeks, because they were in escrow on the purchase which required the purchase to be completed within 25 days from the date they applied. We told the applicant, if their property has sufficient equity this is very well possible.
Within of 3 days of applying, our mortgage professionals did thorough research on the property and found out the property had the required equity to be considered for the loan. After doing more research on the borrower, the property and the financials of the borrower, Hard Money Go approved the applicant. The borrower’s loan was funded within 10 business days.
Summary: After getting the money they needed, the borrower used the capital to purchase the investment property. Without the capital, the borrower who was originally denied the hard money loan with other lenders would not have been able to purchase the new property. We work with investors to increase their portfolio and help them make money.
Refinance
Situation: The applicant needed to reduce the interest rate on their existing hard money loan. The high interest rate they had with the previous lender was significantly affecting their cash flow. Within 2 days of applying, our mortgage professionals began researching the property, its condition, and its value. After reviewing the property and the borrower’s financials, Hard Money Go began underwriting the loan. Their loan was pre-approved in 2 days from reaching out and closed within 7 business days.
The borrower’s interest rate, which was originally 12.5%, was reduced to 9.5%, helping them save thousands of additional dollars every month. In addition, we increased the length of the loan from 1 year to 2 years to further reduce payments. This reduction greatly affected their financial situation.
"Get Your Loan Funded Now"
We ONLY Do Business Purpose Loans. Loans Are NOT For Primary Residences.
