Hard Money Lender New York

Hard Money Go is a leading New York hard money lender that specializes in refinancing, purchase loans, and getting investors the cash out they need to grow their portfolio. With the largest loan fund, easy to qualify loan guidelines, and aggressive approval process, our team is ready to work on your hard money loan request right away.

We Understand the Needs of Real Estate Investors

New York is a competitive real estate market, one which attracts many real estate investors competing for the same properties. The difference between being the buyer of a lucrative property and not having your offer looked is often your financing. Our team can issue you your loan approval within 24 hours of applying and can get you funded in as little as 3 business days. This allows you to compete with cash buyers who are more inclined to be chosen as the winning buyer. The need for a direct New York hard money lender is vital in your quest to grow your real estate portfolio. 


Send us your loan request and watch how quickly we get to work for you. We love helping investors grow. Our 30 plus years doing hard money lending in New York has given us unique ability to complete even the most difficult of requests.  With the fast-paced nature of the New York housing market, it is vital to have a lender that acts are your financing partner. Look no more, we are your new financing partner who you can always talk to about various scenarios.

Documents Required for Loan Application

Our hard money mortgage programs require minimum documents to process your loan. This makes our loan process easy and we can process your loan application without taking much time. To apply for a loan, you need to submit only five documents including:

  • Loan Application
  • 2 Months Bank Statements
  • Articles of Incorporation
  • Evidence of hazard insurance
  • Escrow and title documentation

We rarely ask for any additional documents other than these five documents. As soon as we receive these documents, our team of professionals starts reviewing your loan application, estimating your property value, verifying the title of the property, liens, debt, and other liabilities. Reviewing your loan request typically does not take more than 24-48 hours. Our team of mortgage professionals will immediatrly review your loan request and look into the property you are purchasing or refinancing and provide you with all your loan options. 

As a leading hard money lender in New York, you can rely on us to quickly finance your real estate deals. We approve your loan application within 24 hours and transfer you the fund within 3 business days. No other lender can do this because most are not direct lenders and do not have the experience of our firm. Easy access to funds in minimum time has allowed us to become a reliable source for real estate investors who turn to Hard Money Go for their real estate financing. Our mortgage program will help you secure the financing you need as soon as possible. 

You can apply for a hard money loan just by filling out a simple application form. Our team of mortgage professionals will contact you within 24 hours. 

Keep growing your business with us!

Hard money Frequently Asked Questions (FAQs)

A hard money loan is a short-term loan offered by hard money lenders and secured by the borrower’s real estate assets, put as collateral. The approval process typically takes 24-48 hours and funding can occur in as little as 72 hours.

When it comes to financing the real estate project in New York, you should have access to a quick access to your funds. The competitive real estate market is inundated with all cash buyers which keep many buyers out the market as sellers opt to sell to all cash buyers. Conventional Banks take more than one month to process your loan application and also require a lot of documents that can prevent one from getting qualified on time. Therefore, approaching a traditional lender won’t work here as you cannot wait for such a long time. A hard money lender is a viable option for those who value time and speed. If you have been denied by traditional banks or you want quick access to your funds, fill out our hard money lender application and we’ll contact you with various options right away.

Apart from easy and quick access to funds, we provide flexible loan terms. As a direct hard money lender, we have the ability to cater programs to the specific needs of our borrowers. This proves vital. Loan terms can differ from case to case, however basic qualification requires at least 30% for refinances and 20% or more for purchases.

We take 24 to 48 hours to approve your loan application and transfer the fund to you in as little as 5 business days. 

No, our mortgage programs are designed only for investment properties and not for an owner-occupied primary residence. Hard money loans are investment-purpose loans.