Hard Money Lender Phoenix
The real estate market in Phoenix is one of the strongest real estate markets in the nation. With
the ability to find high return and safe investments, the need for a strong and reliable hard
money lender in Phoenix is among the most important things needed to become successful in
real estate investing. Real estate investors have a lot of competitors trying to purchase the
same properties. As an investor, you have to compete with a high number of buyers to win the
opportunity. You need to be ready with cash on hand or a loan approval to compete with other
investors.
At Hard Money Go we can provide loan approvals within 24 hours or on the same day. When you need quick access to funds to invest in a real estate project, a traditional bank will not work because of the lengthy loan process. You need a lender who can quickly finance your project without requiring too many documents. Our average loan approval time is 10 business. We are a direct hard money lender in Phoenix and can therefore tailor specific programs for your pooian scenario. We work fast and require minimal paperwork to ensure loans can be processed in the most efficient manner. You will be assigned a loan specialist who will guide you through the loan process from beginning to end to ensure your property investment in Phoenix is a success.
We offer flexible financing designed to meet our clients’ needs. Our goal is to help you take advantage of all the investment opportunities that come along your way.
Types of investment properties that we finance
We offer a variety of mortgage programs to real estate investors, which include:
- Residential Refinance
- Multi-Family Refinance
- Residential Purchase
- Multi-Family Purchase
- Commercial
- Fix & Flip
We do not require a lot of documents because loan approval is based on equity rather than income or credit. If you have atleast 20% equity in instances of refinances or 20% in the case of a purchase, we can approve you. Your income and credit history do not matter to us. We lend money on the equity of the property that the borrower put as collateral.
Structure of our hard money mortgage programs in Phoenix
Our loan structures are tailored to meet your needs. We provide customized loan terms, and that is why our clients reach out to us again and again whenever they need financing for their real estate project. We work with you as your partner and we value our relationships greatly. Terms on loans change based on a number of factors. You can expect the following loan structure from us:
- No minimum credit score
- Prepayment penalties: 6 months
- No “junk” fees
- Loans up to 65% LTV
- Interest rates 6.5%
- Cost: 2 points
- No income document required
- Loan term: 1-3 years
- Cash out is available
Finance your real estate project with our flexible terms. We will approve your loan application within 24 to 48 hours. Fill out our application form and our mortgage professional will guide you through various mortgage programs. Choose one program and apply for the loan. We will finalize everything and transfer the fund to you within 10 business days.
Do not let a lack of funds stop you from growing your business. Use our hard money lending services and never miss out on an opportunity. Stop wasting your time and money and get ready to take advantage of our reputation for quick closing.
We offer a variety of mortgage programs to real estate investors, which include:
● Residential Refinance
● Multi-Family Refinance
● Residential Purchase
● Multi-Family Purchase
● Commercial
● Fix & Flip
We do not require a lot of documents because loan approval is based on equity rather than
income or credit. If you have atleast 20% equity in instances of refinances or 20% in the case of
a purchase, we can approve you. Your income and credit history do not matter to us. We lend
money on the equity of the property that the borrower put as collateral.
Yes, we lend to first-time investors. To be approved you must have 20% if purchasing or 20% for refinancing. Credit is not a factor, however people in bankruptcy do not qualify.
Yes, a foreclosure on your credit report will not influence your loan approval. We will review the property that you put as collateral. If the current value of your property is enough to cover the loan, you will get the fund. Our approval guidelines verify the equity in the property to determine eligibility.
We refinance your residential and multi-family properties. You can also get a loan for a residential and multi-family property purchase. We also lend on commercial properties and fix and flip.
